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Identity Theft-Is your information at risk?

Mar 12, 2016
Special Report:
Identity Theft: Is your information at risk?

David E. Sanor, Sanor Insurance Agency, Inc.
 
It can happen to anyone. You pull up to the drive thru window at you bank and find out from the teller that your account is overdrawn. Or maybe you receive a credit card statement with numerous charges you know you didn’t make. Or, worse still, your loan application is denied because your credit score which, up to 3 months ago was perfect is now in the high risk category. You feel blind-sided and frustrated. You are a victim of identity theft.
 
Even if you think you’ve taken the necessary precautions to safeguard your identity and personal information you could be at risk! Identity theft is when someone obtains personal or financial information about you with the intent to commit fraud. The scariest part is that everyone is at risk. Don’t be lulled into a false sense of security just because you think no one would want your personal information or that you are not in a high risk group.
 
In 2003 over 300,000 people in the United States had their identities or personal information stolen. And that number has increased steadily every year. Some sources report that identity fraud or theft has cost companies and individuals $50 billion in the past 5 years. It is estimated that one in six people will have their personal information stolen this year. These are scary numbers and need to be taken seriously, but there are some things you can do to protect yourself from becoming victim to the fastest growing crime of the decade.
 
How does someone steal your personal information?
Most of us are pretty trusting people. We hold our selves to a certain standard of behavior and we expect that others will too. Most of us think that stealing is wrong and we wouldn’t dream of trying to open a bank account or apply for a credit card with fake information. Unfortunately for us there are people out there who not only want to steal your information; they want to assume your financial identity.
 
These identity thieves can be big time professionals in the business of forging identity papers for illegal immigrants or other criminals or they can be small time con-artists trying to swindle you out of your hard earned money. Either way there are many ways a thief can obtain information about you. They can sift through your recycle bin, your garbage, you mail, and sometimes even hack in to your computer to get your passwords and log-in Id’s.
 
We’ve become easy targets for identity thieves through our use of technology. Today we don’t think twice about internet banking or shopping, but a one careless move could put us at risk. It may convenient to bank or shop online, but more and more identity theft is happening in the cyber world and that places anyone who uses a computer in jeopardy.
 
How can you protect yourself from identity theft?
The good news is that protecting yourself from identity theft is simple and there are many effective ways to protect your financial and personal information from falling into the wrong hands.
 
Keep your vital records like bank statements, birth certificates, social security numbers and other personal information in a safe place. Using a locking file cabinet or fire safe is one way to protect your records at home. Either of these solutions is economical when you consider the cost and inconvenience of losing your identity.


Consider leasing a safe deposit box at your bank. The fees are usually low and if you have an account already some of the fees might be waived. A safe deposit box is the place to keep your will, or power of attorney, or other important records.
 
Be sure that your mailbox is lockable. Statistics show that having your mail delivered to a locked mail box discourages thieves. If you can’t have your mail delivered to a locked box at your home consider using a post office box. The cost is small and you’ll feel more secure knowing that your mail and your personal information is not at risk.
 
And while we’re talking about mail; be sure to shred any mail that has your name, address, account numbers, or other personal information on it. Especially if it’s an offer for credit, home loans, or bank services. These documents are gold to a thief and need to be shredded immediately if you aren’t going to take advantage of the offer. A shredder for your home or office is an inexpensive alternative to hiring a document shredding company for your business.
 
Use common sense when you shop or bank on line. Never shop with a vendor that doesn’t offer a secure payment method. Never respond to emails that ask for personal information, even if they appear to be from your bank or financial institution. And never give out your passwords or log in information.
 
Protecting yourself from identity thieves might seem like too much trouble or too much work, but once you get in the habit of taking these few steps you’ll rest secure knowing that you’ve done everything you could to protect yourself. Don’t become another statistic; take the appropriate steps to protect your personal information today. There are many resources available to you. Check with your bank or financial institution on their policies regarding identity theft. Visit the bookstore or library for information on what steps you can take at home. Contact the Better Business Bureau or your local Chamber of Commerce to see what information they might have on how you can fight identity theft and of course you can visit the many sites online. One good website is; www.ftc.gov/privacy

Get protected. Call us at (330) 337-9557 and get Identitiy Theft Protection coverage today!
 

 
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Testimonials

  • "I have been a client of Sanor Insurance for some 25 years plus and find their concern and attentiveness to my insurance needs have been above reproach.
    Their staff is friendly, knowledgeable, efficient and attentive.
    Thank you for your years of caring for me."

    Rita Joseph O'Leary, Salem, OH

  • "Sanor Insurance has been our family's insurance agency for over 13 years for home, auto and life insurance. Everyone there has always been very helpful,friendly and prompt with any information I've needed. They were extremely helpful after my auto accident last year. It's nice to deal with hometown people who care!!"

    Tonya Tolley, Lisbon, OH

  • "I've been a customer of Sanor Insurance for many years. I have always had courteous, friendly and quick service. Everyone at Sanor Insurance is great, especially Donna Sanor. She is the 'greatest'."

    Alvahn Mondell, Salem, OH

  • "The staff at Sanor Insurance are always approachable and committed to serve our needs. They are friendly and courteous."

    Karen Bulford, Salem, OH

  • "We have had our home and auto insurance with Sanor Insurance for years. The service is great. The staff is always helpful and courteous. Great job Sanor Insurance."

    Sue Meyers, Leetonia, OH

  • "We have had our insurance with Sanor Insurance for many years. They handle our home, auto and business accounts with courteous, professional service. We call with questions and they provide the answers. All their staff is topnotch! Thanks so much Sanors!"

    Wayne & Doreen Smith, Lisbon, OH

  • "Always great, dependable service with quick response and no unnecessary delay when needed."

    Roy G. Szanny, Salem, OH

  • "I have had auto coverage with Sanor Insurance since 2007. I recently had an accident with my truck on a Sunday. By Thursday of the same week, my claim was settled. Donna and David were extremely helpful with information during this stressful time. The adjuster Sanor Insurance had provided was the best. Great service and caring people."

    Bruce R. Blankenship, Salem, OH

  • "Today's business world is too commercialized. It is our privilege to deal with hometown people that are also our friends and neighbors. We can be assured that when we deal with Sanor Insurance Agency, they have our needs and best interests at heart, and provide a product and service not available by national companies or the internet."

    Frederick and Donna White, Beloit, OH

  • "I am very happy to have such friendly, accessible help. Wish all of my accounts were managed by companies like Sanor."

    Terry Bowlin, Salem, OH.

  • "I have had very good coverage and service with Sanor Insurance since day one. David and Donna do a wonderful job. It is so nice to deal with them. Thank you!!!"

    Shirley Dragomier, Mineral Ridge, OH

  • "My wife and I carry life, home, automobile and catastrophe insurance with Erie Insurance through the Sanor Insurance Agency. We like receiving the multi-policy discount on premiums. We especially like the great service from the Sanors and the quick/fair claims processing from Erie Insurance. Thanks Again!"

    J. Mike Seidner, Lisbon, OH

  • "Been dealing with Sanor for over 30 years. Great People."

    Deborah Freudenberg, New Waterford, OH

  • "The Sanor's offer professional service and hometown friendliness. They take pride in our communities and offer great choices in the companies they do business with. They have my life, home and auto insurance. I will continue to trust them with all my insurance needs."

    Linda Eells, Lisbon, OH

  • "I have dealt with Sanor Insurance for many years. They are very thorough with their process. When you have a claim because of their meticulous applications, you totally know where you stand. Every item that needs to be covered is! My family had a large claim and we were very happy with the results. It was handled quickly and professionally. I give them a 5 Star rating!"

    Marilyn McCullough, Lisbon, OH

  • "I have been with this Insurance Co. for over 30 or more years. They have been fair in their cost of insurance. I've only had 2 or 3 small claims and they were very prompt in taking care of them."

    Dorothy Bennett, Salem OH

  • "We have been clients for more than 20 years. No one could be more courteous, efficient, professional and friendly. Thanks!

    Gene and Nancy Smith, Salem OH

  • "Our family switched to Sanor Insurance a few years ago. We dumped a couple of teenagers and assorted cars, trucks and hobby projects on them. I couldn't hardly keep them straight. Dave and Donna untangled everyone's rides and found us good coverage at the best rate."

    Virgil & Janie Wherry, Lisbon OH

  • "I would just like to say that the people at Sanor Insurance have always been kind, courteous and very good at taking care of all of my needs in regards to insurance."

    Karen A. Flenner, East Palestine, OH

  • " As always, excelllent customer service!"

    Frederick & Susan Mattix, Canfield, OH

  • " I've been with Sanor Insurance forever. The personal, professional service this company provides is priceless."

    Edwin Dolby, Poland, OH

  • "I have been with Sanor Insurance for 26 years. Donna and staff have always given excellent customer service and best rates bar none. Anytime I've had a claim, it was processed fast and correct. I would never go anywhere else for my insurance needs."

    Lloyd Morris, Beloit, OH


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620 Columbia Street Salem, OH 44460 | Phone: 330-337-9557 | Fax: 330-337-3600 | Toll Free: 1-888-728-9114 | Email Us | Get Map

Located in Salem, OH . We also serve the Alliance, Boardman, Canfield, Columbiana and Lisbon areas. - Licensed in Ohio and Pennsylvania

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